Equifax (EFX) stock
Industrials · Research & Consulting Services
Equifax (EFX) is a Research & Consulting Services company in the Industrials sector, headquartered in Atlanta, Georgia. As of October 23, 2026, EFX closed at $182.36, a market capitalization of $21.42 billion, the 394th largest company in the S&P 500. Over the last twelve months it generated $6.59 billion in revenue (+10% year over year) and $1.10 billion in free cash flow. The stock trades at 29.5x trailing earnings and 19.0x forward earnings.
- 1-year total return: -20.3% (dividends reinvested)
- 5-year return: -6.7% a year
- 52-week range: $137.01 – $238.94
- Gross margin 55.2%, operating margin 21.0%
- Dividend yield: 1.23%, 1 straight years of increases
- FI Handbook report card: B- across 10 metrics
- 61st largest of 83 Industrials stocks in the S&P 500
EFX price chart
1Y price change: -21.2% (price only; total returns below include dividends)
| Total return | 1M | YTD | 1Y | 3Y | 5Y | 10Y | MAX |
|---|---|---|---|---|---|---|---|
| EFX | +17.4% | -15.2% | -20.3% | +1.4% | -6.7% | +4.5% | +15.3% |
Dividends reinvested. 3Y and longer are annualized; MAX is annualized since 1980.
EFX key statistics
- Market cap
- $21.4B
- #394 in S&P 500
- P/E (TTM)
- 29.5x
- Forward P/E
- 19.0x
- EPS (TTM)
- $6.18
- Revenue (TTM)
- $6.6B
- +10%
- Free cash flow
- $1.1B
- Gross margin
- 55.2%
- Operating margin
- 21.0%
- Return on equity
- 15.4%
- Dividend yield
- 1.23%
- 52-week range
- $137.01 – $238.94
- Beta
- 1.34
- Price / sales
- 3.3x
- EV / EBITDA
- 13.1x
- Debt / equity
- 1.13x
- Employees
- 15,000
EFX report card
B-Ten fundamentals graded A to F against fixed thresholds. Not a buy or sell rating.
- Revenue growth9.6%C
- Gross margin55.2%B
- Operating margin21.0%B
- FCF margin16.8%B
- Return on equity15.4%B
- Net debt / EBITDA2.5xD
- Forward P/E19.0xB
- PEG ratio1.3xB
- Shareholder yield5.6%A
- Share count change / yr0.2%C
Equifax financials
Revenue went from $3.1B in fiscal 2016 to $6.1B in fiscal 2025, growing 7.6% a year.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.1B | $3.4B | $3.4B | $3.5B | $4.1B | $4.9B | $5.1B | $5.3B | $5.7B | $6.1B |
| Gross profit | $2.0B | $2.2B | — | — | — | — | — | — | — | — |
| Operating income | $825.1M | $831.7M | $448.0M | -$335.4M | $676.6M | $1.1B | $1.1B | $933.6M | $1.0B | $1.1B |
| Net income | $488.8M | $587.3M | $310.5M | -$384.1M | $520.1M | $744.2M | $696.2M | $545.3M | $604.1M | $660.3M |
| EPS (diluted) | $4.04 | $4.83 | $2.56 | $-3.15 | $4.24 | $6.02 | $5.65 | $4.40 | $4.84 | $5.32 |
| Free cash flow | $649.5M | $597.8M | $350.3M | -$85.8M | $524.9M | $865.8M | $132.6M | $515.5M | $813.0M | $1.1B |
| Buybacks | $0 | $77.1M | $0 | $0 | $0 | $69.9M | $0 | $0 | $0 | $927.5M |
| Dividends paid | $157.6M | $187.4M | $187.9M | $188.7M | $189.5M | $190.0M | $191.1M | $191.8M | $193.2M | $232.8M |
| Diluted shares | 121.1M | 121.5M | 121.4M | 122.0M | 122.8M | 123.6M | 123.3M | 123.9M | 124.9M | 124.1M |
Source: SEC filings (10-K XBRL). EPS and share counts are split-adjusted.
What's priced into EFX?
A reverse DCF asks what growth the current price requires. With an enterprise value of $26.4B and $1.1B of trailing free cash flow, Equifax needs to grow free cash flow about 15.1% a year for ten years (fading to 3.0% terminal growth) to earn a 10% annual return. For context, free cash flow grew 16.7% a year over the last five years.
P/E ratio history
Current 34.3x vs. median 40.5x (10th–90th percentile 26.1x–60.6x).
A model, not a forecast or advice. Small changes in assumptions move the answer a lot.
EFX dividend
- Dividend yield
- 1.23%
- Annual dividend
- $2.24
- Years of increases
- 1
- 5-yr dividend growth
- 3.9%
- per year
- Payout ratio
- 35%
- Payments per year
- 4
Regular dividends per share by calendar year; special dividends excluded. Current year omitted until complete.
EFX analyst price targets
20 analysts' average 12-month target is $198.40 (+9% vs. $182.36). Targets range from $155.00 to $245.00. 75% rate it a buy.
EFX earnings
Next report: February 3, 2027. Equifax has beaten EPS estimates 8 quarters in a row.
| Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|
| Oct 20, 2026 | $2.20 | $2.26 | +2.8% |
| Jul 21, 2026 | $2.20 | $2.25 | +2.3% |
| Apr 21, 2026 | $1.70 | $1.86 | +9.7% |
| Feb 4, 2026 | $2.05 | $2.09 | +1.8% |
| Oct 21, 2025 | $1.94 | $2.04 | +5.3% |
| Jul 22, 2025 | $1.92 | $2.00 | +4.1% |
| Apr 22, 2025 | $1.40 | $1.53 | +9.0% |
| Feb 6, 2025 | $2.10 | $2.12 | +1.1% |
Stocks like EFX
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|---|---|---|---|---|---|
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EFX news
- Why Equifax (EFX) stock is trading up today · Oct 23, 2026
- Equifax (EFX) Stock Sees Fair Value Cut As Analysts Trim Mortgage Growth Views · Oct 22, 2026
- Equifax Soars 6% on Argus Upgrade to Buy, $200 Target as Growth Improves After Breach · Oct 22, 2026
- Small Business Owners Putting up Personal Assets to Keep Businesses Afloat, New Equifax Canada Survey Finds · Oct 22, 2026
- CBZ vs. EFX: Which Stock Should Value Investors Buy Now? · Oct 21, 2026
EFX stock FAQ
What is EFX's market cap?
Equifax's market capitalization is $21.42 billion as of October 23, 2026, ranking 394th in the S&P 500.
What is EFX's P/E ratio?
EFX trades at a trailing price-to-earnings ratio of 29.5x and a forward P/E of 19.0x. Its median P/E over the period we track is 40.5x.
Does EFX pay a dividend?
Yes. Equifax pays $2.24 per share a year, a 1.23% yield. It has raised its dividend 1 years in a row. Dividends grew 3.9% a year over the last five years.
How much has EFX stock returned?
Including reinvested dividends, EFX returned -20.3% over one year, -6.7% a year over five years, +4.5% a year over ten years through October 23, 2026.
Is EFX stock overvalued?
At today's price, a reverse discounted cash flow model (10% discount rate, 3% terminal growth) implies Equifax must grow free cash flow about 15% a year for the next decade. Its free cash flow grew 17% a year over the last five years. Whether that is achievable decides if the stock is cheap or expensive. This is a model, not advice.
What is the EFX price target?
20 analysts cover EFX with an average 12-month price target of $198.40, +9% from the current price. 75% of them rate it a buy.
When does EFX report earnings?
Equifax is expected to report earnings on February 3, 2027. It has beaten EPS estimates 8 quarters in a row.
How many employees does Equifax have?
Equifax has about 15,000 full-time employees, or $439,473 of revenue per employee.
Sources: SEC EDGAR filings, Yahoo Finance market data (delayed), FI Handbook calculations. Last close October 23, 2026. Methodology