Dividend Income Calculator

Project the dividend income your portfolio could pay as you keep investing, reinvest dividends and companies raise their payouts.

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yrs
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Dividend income in year 25$58.1K$4.8K a month
Portfolio value$1.16M
Income goal reachedYear 22
$0
$20.0K
$40.0K
$60.0K
510152025
Annual dividendsGoal

How the projection works

Each year your portfolio earns its yield, grows with share prices, and adds your contributions plus reinvested dividends. When dividends grow faster than prices, your yield on the portfolio drifts up.

Frequently asked questions

How much do I need invested to live off dividends?

Divide your annual spending by your portfolio’s yield. At a 3.5% yield, $40,000 a year of dividends takes about $1.14 million invested.

What is a dividend snowball?

Reinvested dividends buy more shares, which pay more dividends, while companies raise their payouts over time. Income compounds on both fronts, slowly at first, then quickly.

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For education only, not financial advice. Returns are assumptions, not promises; all figures are in today's dollars.