Chubb (CB) stock
Financials · Property & Casualty Insurance
Chubb (CB) is a Property & Casualty Insurance company in the Financials sector, headquartered in Zurich, Switzerland. As of October 23, 2026, CB closed at $355.11, a market capitalization of $137.00 billion, the 88th largest company in the S&P 500. Over the last twelve months it generated $61.95 billion in revenue (+1% year over year) and $15.38 billion in free cash flow. The stock trades at 12.4x trailing earnings and 12.1x forward earnings.
- 1-year total return: +26.7% (dividends reinvested)
- 5-year return: +15.1% a year
- 52-week range: $273.35 – $365.91
- Gross margin 29.8%, operating margin 21.4%
- Dividend yield: 1.15%, 32 straight years of increases
- FI Handbook report card: B- across 10 metrics
- 14th largest of 76 Financials stocks in the S&P 500
CB price chart
1Y price change: +25.5% (price only; total returns below include dividends)
| Total return | 1M | YTD | 1Y | 3Y | 5Y | 10Y | MAX |
|---|---|---|---|---|---|---|---|
| CB | +5.9% | +14.8% | +26.7% | +21.1% | +15.1% | +13.2% | +13.5% |
Dividends reinvested. 3Y and longer are annualized; MAX is annualized since 1993.
CB key statistics
- Market cap
- $137.0B
- #88 in S&P 500
- P/E (TTM)
- 12.4x
- Forward P/E
- 12.1x
- EPS (TTM)
- $28.53
- Revenue (TTM)
- $62.0B
- +1%
- Free cash flow
- $15.4B
- Gross margin
- 29.8%
- Operating margin
- 21.4%
- Return on equity
- 14.2%
- Dividend yield
- 1.15%
- 52-week range
- $273.35 – $365.91
- Beta
- 0.36
- Price / sales
- 2.2x
- EV / EBITDA
- 10.9x
- Debt / equity
- 0.27x
- Employees
- 45,000
CB report card
B-Ten fundamentals graded A to F against fixed thresholds. Not a buy or sell rating.
- Revenue growth1.3%D
- Gross margin29.8%C
- Operating margin21.4%B
- FCF margin24.8%B
- Return on equity14.2%C
- Net debt / EBITDA0.9xB
- Forward P/E12.1xA
- PEG ratio2.8xD
- Shareholder yield3.8%B
- Share count change / yr-2.4%A
Chubb financials
Revenue went from $31.5B in fiscal 2016 to $59.4B in fiscal 2025, growing 7.3% a year.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $31.5B | $32.2B | $32.7B | $34.2B | $36.0B | $40.9B | $43.1B | $49.7B | $55.8B | $59.4B |
| Net income | $4.1B | $3.9B | $4.0B | $4.5B | $3.5B | $8.5B | $5.2B | $9.0B | $9.3B | $10.3B |
| EPS (diluted) | $8.87 | $8.19 | $8.49 | $9.71 | $7.79 | $19.24 | $12.39 | $21.80 | $22.70 | $25.68 |
| Buybacks | — | $801.0M | $1.0B | $1.5B | $523.0M | $4.9B | $2.9B | $2.4B | $1.8B | $3.7B |
| Dividends paid | $1.2B | $1.3B | $1.3B | $1.4B | $1.4B | $1.4B | $1.4B | $1.4B | $1.4B | $1.5B |
| Diluted shares | 465.9M | 471.2M | 466.8M | 458.9M | 453.4M | 443.2M | 423.5M | 414.2M | 408.5M | 401.5M |
Source: SEC filings (10-K XBRL). EPS and share counts are split-adjusted.
What's priced into CB?
A reverse DCF asks what growth the current price requires. With an enterprise value of $150.1B and $15.4B of trailing free cash flow, Chubb needs to grow free cash flow about -6.8% a year for ten years (fading to 3.0% terminal growth) to earn a 10% annual return.
P/E ratio history
Current 13.8x vs. median 13.2x (10th–90th percentile 7.6x–17.9x).
A model, not a forecast or advice. Small changes in assumptions move the answer a lot.
CB dividend
- Dividend yield
- 1.15%
- Annual dividend
- $4.08
- Years of increases
- 32
- 5-yr dividend growth
- -9.5%
- per year
- Payout ratio
- 14%
- Payments per year
- 4
Regular dividends per share by calendar year; special dividends excluded. Current year omitted until complete.
CB earnings
Next report: February 2, 2027. Chubb has beaten EPS estimates 8 quarters in a row.
| Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|
| Oct 20, 2026 | $6.80 | $7.66 | +12.7% |
| Jul 21, 2026 | $6.75 | $7.26 | +7.6% |
| Apr 21, 2026 | $6.61 | $6.82 | +3.2% |
| Feb 3, 2026 | $6.78 | $7.52 | +11.0% |
| Oct 21, 2025 | $6.16 | $7.49 | +21.7% |
| Jul 22, 2025 | $5.97 | $6.14 | +2.9% |
| Apr 22, 2025 | $3.23 | $3.68 | +14.0% |
| Jan 28, 2025 | $5.45 | $6.02 | +10.5% |
Stocks like CB
| Name | Today | 1Y | Mkt cap | P/E | |
|---|---|---|---|---|---|
 PGR Progressive | -0.68% | +10% | $132.2B | 11.5x | Compare |
 TRV Travelers Companies | -1.77% | +50% | $81.6B | 10.5x | Compare |
 ALL Allstate | -2.28% | +33% | $64.0B | 5.1x | Compare |
 HIG Hartford Insurance Group, I | -1.93% | +11% | $37.0B | 9.7x | Compare |
 ACGL Arch Capital | -0.97% | +16% | $34.7B | 8.0x | Compare |
 WRB W.R. Berkley | -2.94% | +0% | $27.2B | 15.5x | Compare |
 CINF Cincinnati Financial Corporatio | -1.11% | +16% | $27.1B | 8.3x | Compare |
 BRK-B Berkshire Hathaway | -0.87% | +11% | $1.2T | 13.6x | Compare |
CB news
- 2 Insurance Stocks to Buy That Keep About 16 Cents of Every Premium Dollar as Underwriting Profit · Oct 22, 2026
- CB Q3 deep dive: underwriting discipline, investment strength, and global diversification underpin results · Oct 21, 2026
- Chubb: 3 Key Takeaways for Long-Term Investors · Oct 21, 2026
- Chubb (CB) Q3 2026 Earnings Call Transcript · Oct 21, 2026
- What Chubb (CB) Said on Its Q3 Earnings Call · Oct 21, 2026
CB stock FAQ
What is CB's market cap?
Chubb's market capitalization is $137.00 billion as of October 23, 2026, ranking 88th in the S&P 500.
What is CB's P/E ratio?
CB trades at a trailing price-to-earnings ratio of 12.4x and a forward P/E of 12.1x. Its median P/E over the period we track is 13.2x.
Does CB pay a dividend?
Yes. Chubb pays $4.08 per share a year, a 1.15% yield. It has raised its dividend 32 years in a row. Dividends fell 9.5% a year over the last five years.
How much has CB stock returned?
Including reinvested dividends, CB returned +26.7% over one year, +15.1% a year over five years, +13.2% a year over ten years through October 23, 2026.
Is CB stock overvalued?
At today's price, a reverse discounted cash flow model (10% discount rate, 3% terminal growth) implies Chubb must grow free cash flow about -7% a year for the next decade. Whether that is achievable decides if the stock is cheap or expensive. This is a model, not advice.
When does CB report earnings?
Chubb is expected to report earnings on February 2, 2027. It has beaten EPS estimates 8 quarters in a row.
How many employees does Chubb have?
Chubb has about 45,000 full-time employees, or $1.4 million of revenue per employee.
Sources: SEC EDGAR filings, Yahoo Finance market data (delayed), FI Handbook calculations. Last close October 23, 2026. Methodology