American International (AIG) stock
Financials · Multi-line Insurance
American International (AIG) is a Multi-line Insurance company in the Financials sector, headquartered in New York City, New York. As of October 23, 2026, AIG closed at $81.26, a market capitalization of $42.49 billion, the 262nd largest company in the S&P 500. Over the last twelve months it generated $26.74 billion in revenue (+0% year over year) and $3.85 billion in free cash flow. The stock trades at 14.9x trailing earnings and 9.2x forward earnings.
- 1-year total return: +5.6% (dividends reinvested)
- 5-year return: +8.7% a year
- 52-week range: $71.25 – $87.29
- Gross margin 35.1%, operating margin 19.4%
- Dividend yield: 2.46%, 3 straight years of increases
- FI Handbook report card: B- across 10 metrics
- 44th largest of 76 Financials stocks in the S&P 500
AIG price chart
1Y price change: +3.1% (price only; total returns below include dividends)
| Total return | 1M | YTD | 1Y | 3Y | 5Y | 10Y | MAX |
|---|---|---|---|---|---|---|---|
| AIG | +7.5% | -3.2% | +5.6% | +13.8% | +8.7% | +5.7% | +3.4% |
Dividends reinvested. 3Y and longer are annualized; MAX is annualized since 1973.
AIG key statistics
- Market cap
- $42.5B
- #262 in S&P 500
- P/E (TTM)
- 14.9x
- Forward P/E
- 9.2x
- EPS (TTM)
- $5.46
- Revenue (TTM)
- $26.7B
- +1%
- Free cash flow
- $3.9B
- Gross margin
- 35.1%
- Operating margin
- 19.4%
- Return on equity
- 7.2%
- Dividend yield
- 2.46%
- 52-week range
- $71.25 – $87.29
- Beta
- 0.53
- Price / sales
- 1.6x
- EV / EBITDA
- 5.1x
- Debt / equity
- 0.22x
- Employees
- 22,100
AIG report card
B-Ten fundamentals graded A to F against fixed thresholds. Not a buy or sell rating.
- Revenue growth0.5%D
- Gross margin35.1%C
- Operating margin19.4%C
- FCF margin14.4%C
- Return on equity7.2%D
- Net debt / EBITDA-0.2xA
- Forward P/E9.2xA
- PEG ratio0.6xA
- Shareholder yield16.2%A
- Share count change / yr-8.1%A
American International Group, I financials
Revenue went from $52.4B in fiscal 2016 to $26.8B in fiscal 2025, shrinking 7.2% a year.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $52.4B | $49.5B | $47.4B | $49.7B | $43.7B | $52.2B | $30.0B | $27.9B | $27.3B | $26.8B |
| Net income | -$849.0M | -$6.1B | -$6.0M | $3.3B | -$5.9B | $10.4B | $10.2B | $3.6B | -$1.4B | $3.1B |
| EPS (diluted) | $-0.78 | $-6.54 | $-0.01 | $3.74 | $-6.88 | $11.95 | $12.94 | $4.98 | $-2.17 | $5.43 |
| Free cash flow | $2.4B | -$8.3B | -$762.0M | -$2.1B | $685.0M | $5.9B | $3.9B | $6.0B | — | — |
| Buybacks | $11.5B | $6.3B | $1.7B | $0 | $500.0M | $2.6B | $5.2B | $3.0B | $6.7B | $5.8B |
| Dividends paid | $1.4B | $1.2B | $1.1B | $1.1B | $1.1B | $1.1B | $982.0M | $997.0M | $1.0B | $976.0M |
| Diluted shares | 1.1B | 930.6M | 910.1M | 889.5M | 869.3M | 864.9M | 787.9M | 725.2M | 657.3M | 570.3M |
Source: SEC filings (10-K XBRL). EPS and share counts are split-adjusted.
What's priced into AIG?
A reverse DCF asks what growth the current price requires. With an enterprise value of $41.1B and $3.9B of trailing free cash flow, American International Group, I needs to grow free cash flow about -4.7% a year for ten years (fading to 3.0% terminal growth) to earn a 10% annual return.
P/E ratio history
Current 15.0x vs. median 10.3x (10th–90th percentile 3.4x–31.1x).
A model, not a forecast or advice. Small changes in assumptions move the answer a lot.
AIG dividend
- Dividend yield
- 2.46%
- Annual dividend
- $2.00
- Years of increases
- 3
- 5-yr dividend growth
- 6.5%
- per year
- Payout ratio
- 34%
- Payments per year
- 4
Regular dividends per share by calendar year; special dividends excluded. Current year omitted until complete.
AIG analyst price targets
20 analysts' average 12-month target is $87.70 (+8% vs. $81.26). Targets range from $80.00 to $101.00. 36% rate it a buy.
AIG earnings
Next report: November 3, 2026. American International Group, I has beaten EPS estimates 7 quarters in a row. Last quarter's revenue was $7.1B (+1% year over year).
| Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|
| Aug 6, 2026 | $1.93 | $2.00 | +3.7% |
| Apr 30, 2026 | $1.88 | $2.11 | +12.0% |
| Feb 10, 2026 | $1.90 | $1.96 | +3.0% |
| Nov 4, 2025 | $1.71 | $2.20 | +28.5% |
| Aug 6, 2025 | $1.69 | $1.98 | +17.2% |
| May 1, 2025 | $0.97 | $1.16 | +20.2% |
| Feb 11, 2025 | $1.23 | $1.30 | +6.0% |
| Nov 4, 2024 | $1.30 | $0.71 | -45.2% |
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AIG news
- American International Group’s Quarterly Earnings Preview: What You Need to Know · Oct 17, 2026
- Why American International Group (AIG) is a Great Dividend Stock Right Now · Oct 14, 2026
- Q2 Rundown: AIG (NYSE:AIG) Vs Other Multi-Line Insurance Stocks · Oct 13, 2026
- AIG Appoints Turab Hussain Chief Risk Officer · Oct 1, 2026
- Why American International Group (AIG) is a Top Dividend Stock for Your Portfolio · Sep 28, 2026
AIG stock FAQ
What is AIG's market cap?
American International's market capitalization is $42.49 billion as of October 23, 2026, ranking 262nd in the S&P 500.
What is AIG's P/E ratio?
AIG trades at a trailing price-to-earnings ratio of 14.9x and a forward P/E of 9.2x. Its median P/E over the period we track is 10.3x.
Does AIG pay a dividend?
Yes. American International pays $2.00 per share a year, a 2.46% yield. It has raised its dividend 3 years in a row. Dividends grew 6.5% a year over the last five years.
How much has AIG stock returned?
Including reinvested dividends, AIG returned +5.6% over one year, +8.7% a year over five years, +5.7% a year over ten years through October 23, 2026.
Is AIG stock overvalued?
At today's price, a reverse discounted cash flow model (10% discount rate, 3% terminal growth) implies American International must grow free cash flow about -5% a year for the next decade. Whether that is achievable decides if the stock is cheap or expensive. This is a model, not advice.
What is the AIG price target?
20 analysts cover AIG with an average 12-month price target of $87.70, +8% from the current price. 36% of them rate it a buy.
When does AIG report earnings?
American International is expected to report earnings on November 3, 2026. It has beaten EPS estimates 7 quarters in a row.
How many employees does American International have?
American International has about 22,100 full-time employees, or $1.2 million of revenue per employee.
Sources: SEC EDGAR filings, Yahoo Finance market data (delayed), FI Handbook calculations. Last close October 23, 2026. Methodology