State Street Consumer Discretionary Select Sector SPDR ETF (XLY)
Consumer Discretionary ETF
State Street Consumer Discretionary Select Sector SPDR ETF (XLY) is a Consumer Discretionary ETF from State Street Investment Management. As of October 23, 2026, XLY closed at $113.10. It charges a 0.08% expense ratio, or $8 a year per $10,000 invested. Including dividends it returned -4.3% over the past year and +4.1% a year over five years.
- Assets under management: $21.3 billion
- Dividend yield: 0.83%
- Annualized return since 1998: 9.4%
- Worst peak-to-trough drop: -59%
XLY price chart
1Y price change: -5.1% (price only; total returns below include dividends)
| Total return | 1M | YTD | 1Y | 3Y | 5Y | 10Y | MAX |
|---|---|---|---|---|---|---|---|
| XLY | +2.2% | -4.7% | -4.3% | +15.2% | +4.1% | +12.2% | +9.4% |
Dividends reinvested. 3Y and longer are annualized; MAX is annualized since 1998.
XLY key facts
- Expense ratio
- 0.08%
- $8/yr per $10K
- Assets (AUM)
- $21.3B
- Dividend yield
- 0.83%
- Annualized return
- 9.4%
- since 1998
- Volatility
- 23%
- annualized
- Max drawdown
- -59%
- 52-week range
- $105.19 – $125.01
- Fund family
- State Street Investment Management
XLY dividend
- Dividend yield
- 0.83%
- Annual dividend
- $0.93
- Years of increases
- 4
- 5-yr dividend growth
- 7.5%
- per year
- Payments per year
- 4
Regular dividends per share by calendar year; special dividends excluded. Current year omitted until complete.
Similar ETFs
| Name | Today | 1Y | Yield |
|---|---|---|---|
 SPY State Street SPDR S&P 500 ETF Trust | -0.52% | +14% | 0.75% |
 VOO Vanguard S&P 500 ETF | -0.53% | +14% | 1.06% |
 IVV iShares Core S&P 500 ETF | -0.54% | +14% | 0.75% |
 SPYM State Street SPDR Portfolio S&P 500 ETF | -0.53% | +14% | 1.02% |
 RSP Invesco S&P 500 Equal Weight ETF | -0.77% | +15% | 1.47% |
 VTI Vanguard Morningstar Total Stock Market ETF | -0.50% | +14% | 1.06% |
 ITOT iShares Core S&P Total U.S. Stock Market ETF | -0.50% | +14% | 0.75% |
 SCHB Schwab U.S. Broad Market ETF | -0.48% | +14% | 1.05% |
XLY news
- Sector Update: Consumer Stocks Retreat Friday · Oct 23, 2026
- Should You Invest in the State Street Consumer Discretionary Select Sector SPDR ETF (XLY)? · Oct 20, 2026
- Sector Update: Consumer Stocks Mixed Late Afternoon · Oct 19, 2026
- Stocktwits Retail Therapy: Staples Defy Market Rout In Best Week Since February — Cracker Barrel, Signet And VF Steal The Show · Oct 19, 2026
- Sector Update: Consumer Stocks Fall Friday Afternoon · Oct 23, 2026
XLY ETF FAQ
What is XLY's expense ratio?
XLY has an expense ratio of 0.08%: $8 a year on a $10,000 investment.
What is XLY's dividend yield?
XLY yields 0.83% based on its trailing distributions of $0.93 per share.
What is XLY's historical return?
With dividends reinvested, XLY returned -4.3% over one year, +4.1% a year over five years, +12.2% a year over ten years through October 23, 2026.
How much can XLY fall?
XLY's largest peak-to-trough decline since 1998 was -59%. Past drawdowns don't cap future ones.
Sources: fund data and prices from Yahoo Finance (delayed); FI Handbook calculations. Last close October 23, 2026.