State Street Financial Select Sector SPDR ETF (XLF)
Financials ETF
State Street Financial Select Sector SPDR ETF (XLF) is a Financials ETF from State Street Investment Management. As of October 23, 2026, XLF closed at $55.90. It charges a 0.08% expense ratio, or $8 a year per $10,000 invested. Including dividends it returned +8.1% over the past year and +8.4% a year over five years.
- Assets under management: $51.0 billion
- Dividend yield: 1.04%
- Annualized return since 1998: 6.0%
- Worst peak-to-trough drop: -83%
XLF price chart
1Y price change: +6.4% (price only; total returns below include dividends)
| Total return | 1M | YTD | 1Y | 3Y | 5Y | 10Y | MAX |
|---|---|---|---|---|---|---|---|
| XLF | +2.5% | +3.3% | +8.1% | +22.3% | +8.4% | +13.1% | +6.0% |
Dividends reinvested. 3Y and longer are annualized; MAX is annualized since 1998.
XLF key facts
- Expense ratio
- 0.08%
- $8/yr per $10K
- Assets (AUM)
- $51.0B
- Dividend yield
- 1.04%
- Annualized return
- 6.0%
- since 1998
- Volatility
- 28%
- annualized
- Max drawdown
- -83%
- 52-week range
- $47.67 – $58.60
- Fund family
- State Street Investment Management
XLF dividend
- Dividend yield
- 1.04%
- Annual dividend
- $0.58
- Years of increases
- 2
- 5-yr dividend growth
- 3.8%
- per year
- Payments per year
- 4
Regular dividends per share by calendar year; special dividends excluded. Current year omitted until complete.
Similar ETFs
| Name | Today | 1Y | Yield |
|---|---|---|---|
 SPY State Street SPDR S&P 500 ETF Trust | -0.52% | +14% | 0.75% |
 VOO Vanguard S&P 500 ETF | -0.53% | +14% | 1.06% |
 IVV iShares Core S&P 500 ETF | -0.54% | +14% | 0.75% |
 SPYM State Street SPDR Portfolio S&P 500 ETF | -0.53% | +14% | 1.02% |
 RSP Invesco S&P 500 Equal Weight ETF | -0.77% | +15% | 1.47% |
 VTI Vanguard Morningstar Total Stock Market ETF | -0.50% | +14% | 1.06% |
 ITOT iShares Core S&P Total U.S. Stock Market ETF | -0.50% | +14% | 0.75% |
 SCHB Schwab U.S. Broad Market ETF | -0.48% | +14% | 1.05% |
XLF news
- Sector Update: Financial Stocks Decline Late Afternoon · Oct 23, 2026
- Sector Update: Financial Stocks Decline Friday Afternoon · Oct 23, 2026
- Sector Update: Financial Stocks Rise Late Afternoon · Oct 22, 2026
- Sector Update: Financial Stocks Rise Wednesday Afternoon · Oct 21, 2026
- Sector Update: Financial Stocks Higher Late Afternoon · Oct 20, 2026
XLF ETF FAQ
What is XLF's expense ratio?
XLF has an expense ratio of 0.08%: $8 a year on a $10,000 investment.
What is XLF's dividend yield?
XLF yields 1.04% based on its trailing distributions of $0.58 per share.
What is XLF's historical return?
With dividends reinvested, XLF returned +8.1% over one year, +8.4% a year over five years, +13.1% a year over ten years through October 23, 2026.
How much can XLF fall?
XLF's largest peak-to-trough decline since 1998 was -83%. Past drawdowns don't cap future ones.
Sources: fund data and prices from Yahoo Finance (delayed); FI Handbook calculations. Last close October 23, 2026.