COF vs SYF

Capital One (COF) and Synchrony Financial (SYF) compared side by side. Capital One (COF) is larger, with a market cap of $123.5B versus $24.0B for Synchrony Financial, about 5.2 times the size. On trailing earnings, SYF is cheaper at 7.7x versus 12.3x for COF.

Head to head

MetricCOFSYF
Market cap$123.5B$24.0B
P/E (TTM)12.3x7.7x
Forward P/E8.4x7.0x
Revenue (TTM)$48.9B$9.8B
Revenue growth6.2%-4.7%
Gross margin0.0%0.0%
Operating margin37.8%49.8%
Free cash flow$29.7B$9.7B
Dividend yield1.59%1.85%
1-year return-7.1%+2.2%
5-year return (annual)+5.5%+10.8%
Max drawdown-90%-66%
FI Handbook gradeC+B

Highlighted: the stronger figure on metrics where higher or lower is clearly better.

Growth of $10,000 (5 years, price only)

$5.0K
$10.0K
$15.0K
20222023202420252026
COFSYF

COF vs SYF FAQ

Which is bigger, COF or SYF?

Capital One (COF) is larger, with a market cap of $123.5B versus $24.0B for Synchrony Financial, about 5.2 times the size.

Is COF or SYF cheaper?

On trailing earnings, SYF is cheaper at 7.7x versus 12.3x for COF. A lower P/E can reflect slower expected growth, so compare growth and margins too.

Which stock performed better over the past year, COF or SYF?

SYF returned +2.2% over the past year including dividends, versus -7.1% for COF, through October 23, 2026.

Which pays a higher dividend, COF or SYF?

SYF yields 1.85% versus 1.59% for COF.

Full pages: Capital One · Synchrony Financial