CFG vs MTB
Citizens Financial (CFG) and M&T Bank (MTB) compared side by side. M&T Bank (MTB) is larger, with a market cap of $32.0B versus $27.4B for Citizens Financial, about 1.2 times the size. On trailing earnings, MTB is cheaper at 11.7x versus 14.2x for CFG.
Head to head
| Metric | CFG | MTB |
|---|---|---|
| Market cap | $27.4B | $32.0B |
| P/E (TTM) | 14.2x | 11.7x |
| Forward P/E | 10.0x | 10.5x |
| Revenue (TTM) | $8.4B | $9.5B |
| Revenue growth | 11.9% | 0.5% |
| Gross margin | 0.0% | 0.0% |
| Operating margin | 36.6% | 43.1% |
| Free cash flow | $2.4B | $3.6B |
| Dividend yield | 3.19% | 2.71% |
| 1-year return | +31.7% | +25.9% |
| 5-year return (annual) | +9.7% | +10.2% |
| Max drawdown | -66% | -73% |
| FI Handbook grade | B- | C+ |
Highlighted: the stronger figure on metrics where higher or lower is clearly better.
Growth of $10,000 (5 years, price only)
CFG vs MTB FAQ
Which is bigger, CFG or MTB?
M&T Bank (MTB) is larger, with a market cap of $32.0B versus $27.4B for Citizens Financial, about 1.2 times the size.
Is CFG or MTB cheaper?
On trailing earnings, MTB is cheaper at 11.7x versus 14.2x for CFG. A lower P/E can reflect slower expected growth, so compare growth and margins too.
Which stock performed better over the past year, CFG or MTB?
CFG returned +31.7% over the past year including dividends, versus +25.9% for MTB, through October 23, 2026.
Which pays a higher dividend, CFG or MTB?
CFG yields 3.19% versus 2.71% for MTB.
Full pages: Citizens Financial · M&T Bank