BAC vs USB
Bank of America (BAC) and U.S. Bancorp (USB) compared side by side. Bank of America (BAC) is larger, with a market cap of $350.0B versus $92.8B for U.S. Bancorp, about 3.8 times the size. On trailing earnings, USB is cheaper at 11.6x versus 12.1x for BAC.
Head to head
| Metric | BAC | USB |
|---|---|---|
| Market cap | $350.0B | $92.8B |
| P/E (TTM) | 12.1x | 11.6x |
| Forward P/E | 9.7x | 10.2x |
| Revenue (TTM) | $114.9B | $27.9B |
| Revenue growth | 7.1% | 8.4% |
| Gross margin | 0.0% | 0.0% |
| Operating margin | 31.3% | 40.1% |
| Free cash flow | $56.6B | $12.5B |
| Dividend yield | 2.53% | 3.63% |
| 1-year return | -0.2% | +29.4% |
| 5-year return (annual) | +3.7% | +3.4% |
| Max drawdown | -93% | -76% |
| FI Handbook grade | B | B- |
Highlighted: the stronger figure on metrics where higher or lower is clearly better.
Growth of $10,000 (5 years, price only)
BAC vs USB FAQ
Which is bigger, BAC or USB?
Bank of America (BAC) is larger, with a market cap of $350.0B versus $92.8B for U.S. Bancorp, about 3.8 times the size.
Is BAC or USB cheaper?
On trailing earnings, USB is cheaper at 11.6x versus 12.1x for BAC. A lower P/E can reflect slower expected growth, so compare growth and margins too.
Which stock performed better over the past year, BAC or USB?
USB returned +29.4% over the past year including dividends, versus -0.2% for BAC, through October 23, 2026.
Which pays a higher dividend, BAC or USB?
USB yields 3.63% versus 2.53% for BAC.
Full pages: Bank of America · U.S. Bancorp