BAC vs PNC

Bank of America (BAC) and PNC Financial Services (PNC) compared side by side. Bank of America (BAC) is larger, with a market cap of $350.0B versus $89.5B for PNC Financial Services, about 3.9 times the size. On trailing earnings, PNC is cheaper at 12.0x versus 12.1x for BAC.

Head to head

MetricBACPNC
Market cap$350.0B$89.5B
P/E (TTM)12.1x12.0x
Forward P/E9.7x10.5x
Revenue (TTM)$114.9B$24.9B
Revenue growth7.1%10.9%
Gross margin0.0%0.0%
Operating margin31.3%41.1%
Free cash flow$56.6B$7.5B
Dividend yield2.53%3.56%
1-year return-0.2%+27.4%
5-year return (annual)+3.7%+4.6%
Max drawdown-93%-77%
FI Handbook gradeBB

Highlighted: the stronger figure on metrics where higher or lower is clearly better.

Growth of $10,000 (5 years, price only)

$5.0K
$7.5K
$10.0K
$12.5K
20222023202420252026
BACPNC

BAC vs PNC FAQ

Which is bigger, BAC or PNC?

Bank of America (BAC) is larger, with a market cap of $350.0B versus $89.5B for PNC Financial Services, about 3.9 times the size.

Is BAC or PNC cheaper?

On trailing earnings, PNC is cheaper at 12.0x versus 12.1x for BAC. A lower P/E can reflect slower expected growth, so compare growth and margins too.

Which stock performed better over the past year, BAC or PNC?

PNC returned +27.4% over the past year including dividends, versus -0.2% for BAC, through October 23, 2026.

Which pays a higher dividend, BAC or PNC?

PNC yields 3.56% versus 2.53% for BAC.

Full pages: Bank of America · PNC Financial Services